Wednesday, 28 March 2018

Diary of a Road Accident Victim Pt V: Insurance responds

Wednesday

The driver admitted liability to their insurers immediately,  the insurers asked me for an estimate of the cost of the damaged clothes, ideally with receipts. This is a bit tricky - I’ve got no idea. As you may have guessed from my Blog name, my physique is slightly unusual (think of a peeled, hard boiled egg with 4 cocktail sticks poked into it). As a result, most (but not all) of my suits are bespoke. I really couldn’t remember if this one was or not. It was from Austin Reed, which is now closed, so I couldn’t try to find something similar. So eventually a plucked a number out of the air in the range that I’d normally spend on a suit, with a bit more for the shirt. I sent the number off with a selection of photos.

The email from the insurers also said that they would cover any legal fees involved. I toyed with the idea of engaging a solicitor, but then figured that the advice I had already received was fine. 

I dropped off the completed Police form at Wood Street Police Station, aware that by then I had hugely missed the 24 hour deadline required on the form. The same officer on the Front Desk repeated his surprise that this was necessary, they would simply post it to Beds, Cambs & Herts Traffic Police, who already have all the information from the Internet form.  I had the feeling that was the last I would hear from the police. I assumed that the driver hadn’t reported it, which is an offence in itself, but probably not one that Police would have the resources to follow up. 

With Easter approaching, I wasn’t expecting any more responses for a while, so we will pick up when either the insurers, or the police, respond.

To be continued....

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